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Make This Anniversary Precious: Selecting The Five Year Anniversary Gift Surprise
Author : Catherine Martin
Submitted : 2012-01-09 Word Count : 537 Popularity: Not Rated
Tags: 5 year anniversary gift, anniversary rings for women, 5 year wedding anniversary, five year anniversary gift, five year anniversary, 5 stone diamond ring, 5-stone diamond ring, 5 year wedding anniversary gift, 5 year wedding anniversary gifts
Your engagement ring along with your wedding ring are probably two of the most treasured pieces of jewelry in any collection. They tend to be the items most worn and the items of jewelry most likely to become damaged, simply by being on your hand. Engagement rings often feature one or more diamonds, often expensive diamonds, and are generally set in a precious metal like gold or platinum. The wedding ring is often designed to match the engagement ring - together, the replacement cost can be quite large, especially if you want an identical replacement.
Therein lies the problem of course; finding an identical replacement. This is where insurance can be very important. You see, you can insure your engagement ring not just for actual cost or actual value, but for replacement value. This takes into account the cost of a jeweler actually making your engagement ring from scratch, a much more expensive process than just buying one of the shelf.
The purpose of insurance then is to pay you to have your lost, stolen or damaged engagement replaced with a new one - get the right policy and it will be an identical engagement ring. Should you insure your engagement ring? If you treasure it, even a relatively inexpensive engagement ring, then have it insured. Find a policy that will replace 'new for old' - they are a little more expensive but totally worth it should you need to claim. Have your ring appraised prior to taking out an insurance policy, most jewelers will oblige for a small fee.
In some countries, such as Greece, one ring stands for both engagement and wedding; the ring is worn on the left hand until the wedding and transferred to the right during the wedding ceremony. Eastern Orthodox tradition requires a gold ring for the prospective groom and a silver ring for the bride-to-be to be exchanged at the betrothal ceremony. In England a wedding ring has been part of the wedding service certainly since Edward VI (son of Henry VIII)'s Book of Common Prayer. The words of the Church of England marriage service remain the same today "With this ring I thee wed".
Engagement rings often hold huge sentimental value and their loss can cause tremendous grief. While you may not be able to have 'your' ring back, a perfect copy will soon find a home on your hand. A replacement that doesn't look anything like the original will never feel like the original. Having an exact replica will, over time, look and feel like the original. Insuring your engagement ring is a must if it is an item you really treasure - just be sure to buy the right policy. Some home contents policies can include personal jewelry, however, they are not always 'new for old' so check your policy thoroughly. You can often pay extra to have that home and contents policy cover the extra cost of replacing your engagement ring with an identical copy. No one likes to think about losing a precious item like an engagement ring - give yourself peace of mind with the best possible insurance cover.
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